An introspective anthem about late-life clarity, love, and the legacy we choose to leave.

“Last Quarter” by Greg Hoy is more than just a reflection on aging — it’s a soul-baring, late-in-life revelation wrapped in melody. With steady, organic instrumentation and a tone that balances weariness with wisdom, the song explores what it means to face life’s final chapters with a young daughter looking up to you. But instead of focusing solely on mortality or the ticking of time, Hoy zooms in on what truly matters: presence, generosity, and emotional truth.

The track gently pulls you into its orbit with subtle textures and a melodic sense of resolve. Lyrically, Hoy doesn’t just muse about material wealth or traditional markers of success. He’s grappling with the more profound, often invisible forms of inheritance — how to pass down compassion, resilience, creativity, and presence. “Last Quarter” becomes a quiet meditation on the legacy of being emotionally available, of showing up with intention, and of giving your child the tools to feel deeply and live freely.

There’s something beautifully universal in Hoy’s delivery. Past regrets linger at the edges, but they’re softened by a hopeful undercurrent — the sense that connection and reinvention are always within reach, even late in the game. As he sings, it becomes clear: creativity doesn’t have an expiration date, and neither does love.

Whether you’re a parent, an artist, or someone simply navigating change, “Last Quarter” offers a moving reminder that the most meaningful gifts we leave behind are the ones that shape the hearts and minds of those we love.